Terms of Service

By accessing and using CalculatorFolks.com (the "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website and services. By using our calculators and services, you agree to these terms in full.

Permission is granted to temporarily use CalculatorFolks.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• attempt to decompile or reverse engineer any software contained on the website
• remove any copyright or other proprietary notations from the materials
• use automated systems to access the website excessively

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The information and calculators on CalculatorFolks.com are provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• excludes all representations and warranties relating to this website and its contents
• excludes all liability for damages arising out of or in connection with your use of this website
• does not guarantee the accuracy, completeness, or usefulness of any information
• does not warrant that the website will be continuously available or error-free

In no event shall CalculatorFolks.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CalculatorFolks.com, even if CalculatorFolks.com or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Specific Calculator Limitations:

• Financial Calculators: Results are estimates and should not replace professional financial advice
• Health Calculators: Results are for informational purposes only and not medical advice
• Mathematical Calculators: While accurate, always verify critical calculations independently
• Conversion Tools: Results may have rounding differences; verify for precision-critical applications

The materials appearing on CalculatorFolks.com could include technical, typographical, or photographic errors. CalculatorFolks.com does not warrant that any of the materials on its website are accurate, complete, or current.

CalculatorFolks.com may make changes to the materials contained on its website at any time without notice. However, CalculatorFolks.com does not make any commitment to update the materials.

CalculatorFolks.com has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CalculatorFolks.com of the site.

Use of any such linked website is at the user's own risk.

You may not use our website:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of our website

The website and its original content, features, and functionality are and will remain the exclusive property of CalculatorFolks.com and its licensors. The website is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

If you submit any content to us (such as feedback, suggestions, or comments), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that you own or control all rights in and to the content and that use of the content you supply does not infringe, violate or misappropriate the rights of any third party.

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

CalculatorFolks.com may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

We will notify users of any material changes to these terms by posting a notice on our website or by other appropriate means.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately.

These terms and conditions are governed by and construed in accordance with the laws and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

Any disputes arising from these terms will be resolved through binding arbitration in accordance with the rules of the relevant arbitration association.

If you have any questions about these Terms of Service, please contact us:

We will respond to your inquiries within a reasonable time frame.