SIP Calculator
Calculate the future value of your Systematic Investment Plan (SIP) with our comprehensive calculator. Plan your wealth creation journey with accurate projections.
Calculator
Enter your information to calculate results
Investment Breakdown
How It Works
The SIP Calculator uses the compound interest formula to calculate the future value of your systematic investments:
FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)
Where:
- FV = Future Value (Maturity Amount)
- PMT = Monthly Investment Amount
- r = Monthly interest rate (Annual rate ÷ 12)
- n = Total number of payments (Years × 12)
This formula accounts for the power of compounding, where your returns also earn returns over time.
Examples
Example 1: Conservative Investment
Monthly SIP: ₹5,000
Expected Return: 10% per annum
Time Period: 10 years
Maturity Amount: ₹10,23,230
Example 2: Aggressive Investment
Monthly SIP: ₹10,000
Expected Return: 15% per annum
Time Period: 15 years
Maturity Amount: ₹69,33,072
Compare
| Investment Period | Total Investment | Maturity Amount | Total Returns |
|---|---|---|---|
| 5 Years | ₹3,00,000 | ₹4,08,369 | ₹1,08,369 |
| 10 Years | ₹6,00,000 | ₹11,61,695 | ₹5,61,695 |
| 15 Years | ₹9,00,000 | ₹25,13,020 | ₹16,13,020 |
Key Insight: Longer investment periods significantly increase the power of compounding.
Related Calculators
Calculate Body Mass Index and health category assessment
Calculate Basal Metabolic Rate and daily calorie needs
Estimate body fat percentage using measurements
Calculate daily calorie needs for weight goals