Retirement Withdrawal Calculator
Calculate safe withdrawal rates and determine how long your retirement portfolio will last.
Retirement Details
Enter your retirement portfolio information
$3,333.333
Monthly Income
$40,000
Annual Withdrawal
30
Portfolio Lasts (Years)
Safe
Safety Rating
Withdrawal Analysis
Comprehensive retirement withdrawal projections
Portfolio Sustainability
Success Rate:100.0%
Portfolio Lasts:30 years
Total Withdrawn:$1,903,016.628
Final Balance:$2,427,262.471
Safety Analysis
✓ Safe Withdrawal Rate
Traditional 4% rule - generally safe
Retirement Withdrawal Guidelines
Safe Withdrawal Rates
- • 3-3.5%: Very conservative, high success rate
- • 4%: Traditional rule, generally safe for 30 years
- • 4.5-5%: Moderate risk, requires monitoring
- • 5%+: High risk, may deplete portfolio early
Key Considerations
- • Market volatility and sequence of returns risk
- • Inflation impact on purchasing power
- • Healthcare costs and unexpected expenses
- • Social Security and pension income