Mortgage Calculator

Calculate your estimated monthly mortgage payment and total loan costs.

Calculator

Calculator Details

Enter your information to calculate results

Results
Mortgage Results
$2,147.29
Monthly Payment
Loan Amount:$400,000.00
Total Payment:$773,023.14
Total Interest:$373,023.14
Down Payment %:20.0%

How It Works

The mortgage calculator determines your monthly payment based on loan amount, interest rate, and term.

M = P × [r(1+r)^n] / [(1+r)^n - 1]

Where M = Monthly Payment, P = Principal, r = Monthly Rate, n = Payments

Examples

Example: Family Home

Home Price: $500,000

Down Payment: $100,000 (20%)

Interest Rate: 5%

Term: 30 years

Monthly Payment: $2,147.29

Compare

Compare different down payment amounts and loan terms to find the best mortgage option.