Income Tax Calculator India FY2025-26
Free Income Tax Calculator for FY2025-26 with Old vs New Regime Comparison
Calculate your income tax liability in India for Financial Year 2025-26 with latest tax slabs and deductions
Tax Details
₹
years
₹
Tax Calculation
Gross Annual Income
₹12,00,000
Total Deductions
₹50,000
Taxable Income
₹11,50,000
Income Tax
₹72,500
Health & Education Cess (4%)
₹2,900
Total Tax Liability
₹75,400
Net Take-Home Income
₹11,24,600
Effective Tax Rate
6.28%
Regime Comparison
Old Regime Tax₹24,440
New Regime Tax₹75,400
You Save₹0
New Tax Regime Slabs (FY2025-26)
₹0 - ₹3,00,0000%
₹3,00,001 - ₹7,00,0005%
₹7,00,001 - ₹10,00,00010%
₹10,00,001 - ₹12,00,00015%
₹12,00,001 - ₹15,00,00020%
Above ₹15,00,00030%
Old Tax Regime Slabs (FY2025-26)
₹0 - ₹2,50,0000%
₹2,50,001 - ₹5,00,0005%
₹5,00,001 - ₹10,00,00020%
Above ₹10,00,00030%
Available Deductions
• 80C: ₹1,50,000 (PF, ELSS, Insurance)
• 80D: ₹25,000 (Health Insurance)
• HRA: As per rules
• 80E: Education loan interest
• 80G: Donations
Surcharge Rates
₹50 lakh - ₹1 crore10%
₹1 crore - ₹2 crore15%
₹2 crore - ₹5 crore25%
Above ₹5 crore37%
Additional Information
Health & Education Cess
4% on (Income Tax + Surcharge)
Senior Citizens
60-80 years: ₹3 lakh exemption
Above 80 years: ₹5 lakh exemption
Standard Deduction
₹50,000 for salaried individuals
Tax Saving Tips for FY2025-26
- • Compare both tax regimes annually
- • Maximize 80C deductions (₹1.5 lakh limit)
- • Claim health insurance under 80D
- • Optimize HRA exemption if applicable
- • Consider NPS for additional 80CCD(1B) benefit
- • Plan investments for tax efficiency
- • Keep all investment proofs ready
- • File returns before due date
- • Use tax-saving FDs for short-term goals
- • Consider ELSS for long-term wealth creation
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