Debt-to-Income Calculator

Calculate your debt-to-income ratio to assess your financial health and loan eligibility.

Calculator

Calculator Details

Enter your information to calculate results

Results
35.0%
Debt-to-Income Ratio
Excellent

How It Works

DTI ratio is calculated by dividing your total monthly debt payments by your gross monthly income.

Examples

Example: $2,100 in monthly debts ÷ $6,000 monthly income = 35% DTI ratio.

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Lenders typically prefer DTI ratios below 36% for the best loan terms.