Annuity Calculator
Calculate the future value and present value of annuities with different payment frequencies and types.
Calculator
Enter your information to calculate results
Payment Breakdown
How It Works
An annuity calculator determines the future value of a series of equal payments made at regular intervals.
Ordinary Annuity: FV = PMT × [((1 + r)^n - 1) / r]
Annuity Due: FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)
Where PMT = Payment, r = Interest rate per period, n = Number of periods
Examples
Example: Retirement Savings
Payment: $1,000/year
Rate: 6% annually
Periods: 20 years
Type: Ordinary Annuity
Future Value: $36,785.59
Compare
Compare ordinary annuities vs annuity due to see the impact of payment timing on future value.
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