Finance

Security Deposit Limit Checker

Check whether a requested security deposit exceeds your state's legal limit.


Security Deposit Limit Checker

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Many states cap how much a landlord can legally collect as a security deposit, expressed as a multiple of monthly rent — and that multiple varies significantly by state.

How it works

Multiplying monthly rent by the state’s deposit-limit multiple gives the maximum legally allowed deposit; comparing that against the requested deposit shows whether it’s within bounds and by how much it exceeds the limit if not.

What this does not include

This does not include states with no statutory cap at all, or special rules some states apply to furnished units, pet deposits, or month-to-month tenancies, which can differ from the standard unfurnished, long-term-lease limit.

How to use this calculator

  1. Enter monthly rent, the requested deposit, and your state’s deposit-limit multiple.

Frequently asked questions

Consequences vary by state — some require the excess be returned on request, while others impose penalties on the landlord for collecting an illegal deposit amount.

Does a pet deposit count toward the overall limit?

It depends on the state — some states count pet deposits and fees toward the same overall cap, while others allow them as a separate charge on top of the standard deposit limit.

Can a landlord require first, last, and a security deposit all at once?

Depends on the state — some states count “last month’s rent” toward the security deposit cap, while others treat it as a separate charge not subject to the deposit limit.

Important: This is general information, not financial advice. Figures are estimates, and your lender or provider decides the real numbers. Check with a qualified adviser before acting on them.

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Written by

M. Whitfield

Personal finance writer

M. Whitfield writes the personal finance calculators, covering loans, mortgages, savings, tax and investment maths. The focus is on showing exactly which number goes into a formula and which assumptions a result depends on, so readers can tell when a figure applies to their situation and when it does not. Every finance page states what it does not account for as plainly as what it does.

Reviewed by

A. Whitfield-Reyes

Calculator reviewer — finance

A. Whitfield-Reyes reviews the finance calculators, checking compounding conventions, rate-period alignment, and whether each page is explicit about the costs and tax treatment it leaves out. Financial results are easy to state with false precision, so review focuses on whether the page makes its assumptions visible to a reader who is not looking for them.

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